Insurance coverage is a must while sending household goods. In-spite of the best packing and safe transportation, factors beyond our control like accidents, fire, sabotage, natural calamities etc can result in damages to the goods. Hence we repeat “Insurance is a must”.
The commonly known insurance is the “All Risk Insurance” where the premium comes to 3% with min Premium $90 of the total declared value. Here the compensation towards damages/loses are paid in case of any above mentioned Circumstances. This would be the best risk cover.
The other type is called “Total Loss Insurance” where the premium is around 2.5% with min Premium $90. Here the compensation is paid only if the Complete Shipment is lost. No damages to the individual items will be covered. However the customer is the master and his choice would be final.